🚧

Omnichannel Banking (Omniban) is currently in the research and construction phase. This site presents the protocol's vision and architecture.

Powered by Dymmo

Routing Intelligence

Omniban ORE™

The decision engine that selects the optimal pipeline for every financial instrument. Phase 1: Guinea, bank checks, fintech-agnostic partners.

routing monitor ORE_GN_NODE_01

INIT partner_id: FINTB_002

SCAN instrument: CHQ-GN-2026-992

RULE image_quality_score >= 0.75

PATH ORA_GN -> ASSISTED

RESULT ticket_code: ORE-GN-84A2

4 Pipelines
GN Active jurisdiction
T+0 Target decision

Fintech-agnostic engine

ORE does not know Dymmo. It knows a partner, a jurisdiction, and an instrument.

Each request is evaluated from the partner, declared KYC, image quality, amount, risk, issuer bank, and available adapters.

Active certified partner
KYC declared as cleared
Sufficient image quality
Check hash anti-duplicate
Allowed jurisdiction and amount ceiling
Dynamic rules then fallback

ORE Pipelines

One engine, four settlement modes.

Legally recognized image

FULL_DIGITAL

Validated scan, OCR, anti-fraud, bank delivery, partner webhook.

Guinea Phase 1

ASSISTED

Pre-validation, scoring, QR ticket, and branch deposit instructions.

Active partner bank

SEMI_DIGITAL

Image sent to bank, conditional credit, then confirmation.

Fallback

MANUAL

Traceability, storage, and user guidance without direct bank interaction.

API Contract

What ORE receives and returns.

The response includes the selected pipeline, applied rules, fees, status, and instructions to return to the partner.

{
  "partner_id": "PARTENAIRE_001",
  "cheque": {
    "jurisdiction_emitter": "GN",
    "bank_code_emitter": "ORA_GN",
    "currency": "GNF",
    "amount": 500000,
    "image_quality_score": 0.91,
    "micr_valid": true
  },
  "submitter_context": {
    "kyc_cleared": true,
    "risk_score": 72
  }
}

Bank-grade security

Every routing decision is signed by Omnify and audited in the immutable Ledger.

BCRG compliance

Dynamic rules engine aligned with the Central Bank of the Republic of Guinea.

24/7 availability

High-availability routing with fallback when a bank adapter is not ready.

Reusable

ORE is not limited to checks.

Bank checks are the current priority, but the infrastructure can later route transfers, mandates, instant payments, or cross-border instruments.

Checks Transfers Mandates Instant

Ready to integrate Omniban routing?

Technical documentation Contact the team