FULL_DIGITAL
Validated scan, OCR, anti-fraud, bank delivery, partner webhook.
Region & Language
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Omnichannel Banking (Omniban) is currently in the research and construction phase. This site presents the protocol's vision and architecture.
Routing Intelligence
The decision engine that selects the optimal pipeline for every financial instrument. Phase 1: Guinea, bank checks, fintech-agnostic partners.
INIT partner_id: FINTB_002
SCAN instrument: CHQ-GN-2026-992
RULE image_quality_score >= 0.75
PATH ORA_GN -> ASSISTED
RESULT ticket_code: ORE-GN-84A2
Fintech-agnostic engine
Each request is evaluated from the partner, declared KYC, image quality, amount, risk, issuer bank, and available adapters.
ORE Pipelines
Validated scan, OCR, anti-fraud, bank delivery, partner webhook.
Pre-validation, scoring, QR ticket, and branch deposit instructions.
Image sent to bank, conditional credit, then confirmation.
Traceability, storage, and user guidance without direct bank interaction.
API Contract
The response includes the selected pipeline, applied rules, fees, status, and instructions to return to the partner.
{
"partner_id": "PARTENAIRE_001",
"cheque": {
"jurisdiction_emitter": "GN",
"bank_code_emitter": "ORA_GN",
"currency": "GNF",
"amount": 500000,
"image_quality_score": 0.91,
"micr_valid": true
},
"submitter_context": {
"kyc_cleared": true,
"risk_score": 72
}
}
Every routing decision is signed by Omnify and audited in the immutable Ledger.
Dynamic rules engine aligned with the Central Bank of the Republic of Guinea.
High-availability routing with fallback when a bank adapter is not ready.
Reusable
Bank checks are the current priority, but the infrastructure can later route transfers, mandates, instant payments, or cross-border instruments.